National Pension System (NPS) Calculator
Estimate your retirement corpus, monthly pension, and tax savings under Tier-I
Estimated Retirement Corpus
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Total Invested Amount
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Lump-Sum Withdrawal (Tax-Free)
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Estimated Monthly Pension
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NPS Investment & Tax Framework:
• Section 80CCD(1B): Exclusive deduction up to ₹50,000 per financial year over and above the ₹1.5 Lakh limit under Section 80C (Old Regime).
• Section 80CCD(2): Employer contribution deductible up to 10% of salary (14% for Central/State Govt) — available under both Old and New Tax Regimes.
• Maturity Rules: At age 60, at least 40% of the corpus must be used to purchase a regular annuity plan, while up to 60% can be withdrawn as a tax-free lump sum.
• Section 80CCD(1B): Exclusive deduction up to ₹50,000 per financial year over and above the ₹1.5 Lakh limit under Section 80C (Old Regime).
• Section 80CCD(2): Employer contribution deductible up to 10% of salary (14% for Central/State Govt) — available under both Old and New Tax Regimes.
• Maturity Rules: At age 60, at least 40% of the corpus must be used to purchase a regular annuity plan, while up to 60% can be withdrawn as a tax-free lump sum.